The banking industry, once built to support communities and enable commerce, has become known for greed and exploitation. What began as a system for serving people now often profits at the expense of individuals, businesses, and charities alike. At GIVE Bank, we're redefining what banking should be. Our vision is simple: a financial institution where generosity replaces greed, where each transaction empowers rather than exploits, and where communities have the resources to thrive. GIVE Bank is here to uplift, GIVE back, and drive meaningful change — banking as it should be. At GIVE Bank, we're redefining what banking should be. Our vision is simple: a financial institution where generosity replaces greed, where each transaction empowers rather than exploits, and where communities have the resources to thrive. GIVE Bank is here to uplift, GIVE back, and drive meaningful change — banking as it should be.
UK Businesses & Charities
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The modern banking system is riddled with ethical and practical failings that exploit individuals, businesses, and charities. From predatory lending practices to hidden fees, traditional banks prioritise profits over people.
Banks questionable ethics keep vulnerable individuals caught in cycles of predatory lending, high-risk investments, and exploitative fees. With excessive compensation for execs and a clear preference for shareholder profits, the needs of customers and communities are continually overlooked.
With a commitment to ethical practices and transparency, we provide genuine support for the local communities we serve, transforming banking into a facilitator of positive change.
One reason could be the fact cash operations account for between 5 to 10% of the total operating costs of a bank! So by discouraging cash usage they're removing one of their significant costs, while conveniently offering alternative solutions (in card and digital payments) that all come with fees.
As cash usage declines over 5 million UK adults still rely on cash, but the current solutions from payment providers and banks often exploit these transitions, eating into profits and increasing costs. GIVE Bank provides a fair, fee-free solution, ensuring businesses and consumers can embrace digital payments without the financial drawbacks, while planning accessibility solutions for all.
From SMEs losing £2.7 billion every month in revenue to charities forfeiting £14 million in donations, standard transaction fee structures erode profits with every payment. These fees disproportionately harm lower-value transactions, making it harder for businesses to grow and charities to fulfill their missions. Instead of facilitating trade and commerce, the status quo exploits those who can least afford it.
GIVE Bank provides a revolutionary alternative to the punitive percentage-based structures of traditional banks and payment platforms. Businesses retain their hard-earned revenue, and charities receive the full value of donations, ensuring every penny serves its purpose. GIVE Bank empowers trade, commerce, and generosity, free from the burden of exploitative fees.
With increasing demand for ethical and purpose-driven solutions, GIVE Bank provides a platform that supports personal empowerment, business growth, and charitable giving. All while fostering positive social impact for individuals, businesses, and charities alike.
With digital banking adoption at an all-time high and charitable giving on the rise, GIVE Bank is uniquely positioned to meet the demand for ethical and purpose-driven financial solutions and aligns perfectly with the values of the increasing numbers who buy local, support community, and champion integrity.
When businesses lead with purpose consumers are:
As consumers increasingly seek to support purpose-driven companies, businesses using GIVE Bank can boost their ESG and CSR performance, enhancing their reputation and competitiveness. With purpose-led businesses enjoying higher consumer trust, loyalty, and financial returns, GIVE Bank provides a platform that not only manages finances efficiently but empowers businesses to build lasting, impactful relationships with their customers and communities.
While major charities can afford extensive marketing and advertising budgets, smaller and local initiatives often lack the resources to establish an online presence or fund digital tools. This has left 56% of charities without a working website and is why GIVE Bank is dedicated to bridging this gap by empowering small and local charities with tools to build an online presence, connect with their communities, and thrive in the digital age.
GIVE Bank is an ethical, transparent banking solution designed to empower individuals, businesses, and charities. Our platform offers either free or low fixed-cost banking with zero hidden charges. We're not just starting a good bank that gives some of it gains to charity - we're launching the only bank built from the ground up with integrity and generosity with a single purpose to serve its users and their local communities.
Most banks operate on a model that exploits fees, fines, and high interest rates to maximise profit, benefiting only their shareholders and executives. GIVE Bank, on the other hand, is a non-profit financial institution. Our fees aren't funnelled into bonuses or shareholder profits; instead, they do one of two things; fund the operations of the platform or are reinvested back into local communities.
With GIVE Bank, the power of your money is transformed. For individuals, every transaction helps fuel generosity and community impact. For businesses and charities, paying no (or low fixed) fees represents average saving in excess of 90% and means they have more resources to grow and thrive. Whats more every user can rest assured that any fees they do pay will be supporting a non profit venture and directly supporting grassroots organisations, creating a ripple effect of positive change from local communities to around the nation.
Secure your account with the latest biometric and location-based security features.
Integrate seamlessly with Open Banking APIs for fast Account-to-Account (A2A) payments.
Access immediate support from our dedicated team and be part of a growing, vibrant community.
Manage your finances with both individual and joint accounts tailored to your needs.
Track your spending, set budgets, and monitor your financial progress effortlessly.
Set financial goals and save efficiently with goal-oriented savings accounts.
Raise funds and promote events seamlessly through GIVE Bank's integrated platform.
Connect with local charities and raise awareness through location-based features.
Offer both current and savings accounts for under-18s, giving young people financial independence.
Ensure full safeguarding with expenditure limits and control to prevent misuse.
Help under-18s manage their pocket money with easy tracking and spending limits.
Set tasks, goals, and rewards to motivate young users in their financial learning journey.
Set up savings accounts with specific goal tracking to encourage saving habits.
Enable under-18s to share their wish lists and savings goals with family and friends.
Teach generosity and budgeting with easy tools to track and manage finances.
Convert to a full adult account automatically on their 18th birthday for seamless transition.
Accept donations without transaction fees, ensuring 100% of funds go to the cause.
Promote your cause locally or nationwide with location-based advertising features.
Create campaign pages with QR codes and easily shareable links for seamless donations.
Receive real-time notifications about new projects and campaigns within your area.
Manage finances with intelligent accounting tools tailored for clubs and charities.
Efficiently manage restricted funds and track expenses in line with your organisation's needs.
Generate and receive automatic periodic financial reports to keep your finances on track.
Ensure full compliance with industry regulations and generate necessary reports for your sector.
Enjoy predictable, low-cost payment processing without hidden fees.
Instantly view key business metrics and access detailed reports for in-depth analysis.
Monitor transactions with smart reports and actionable suggestions to optimise spending.
Maintain control over your budget with intelligent forecasting tools and insights.
Manage suppliers, customers, and invoices with ease in one centralised platform.
Automate your payment schedules, and set reminders for regulatory deadlines.
Simplify onboarding, holiday tracking, and payroll management for your staff.
Ensure full HMRC compliance for CIS, VAT, and PAYE with our tailored accounting solutions.
GIVE Bank is non-profit project and is 100% controlled and owned by the GIVE Foundation. GIVE Foundation is a charitable company limited by guarantee and registered in England and Wales with company number 14473943.
GIVE Foundation empowers individuals and small organisations to create impactful change through generosity. We believe in the collective power of many doing what they can, focusing on local transformation to foster national and global improvement. In general, if it's beneficial to people, their health, their well-being, and their future - GIVE Foundation supports it to see people flourish.
GIVE Foundation also looks to even out the disproportionate giving which has meant 70% of all charities have received less than £50k in donations and currently sees over 88% of all donations going to just the top 5% of charities, charities which are able to spend nearly £300m on advertising annually. As such GIVE Foundation looks to promote small charities and focus its giving to them.
We focus on 6 main Areas:
Whether you want to learn more about our mission, find out how GIVE Bank works, or discover ways to get involved, we're here to help. Explore our FAQs for quick answers or get in touch with us directly for personalised support.Want to know more about GIVE Bank? Check out our FAQs or contact us for help.